How do I know if my roof needs repair or a full replacement?
Many roofing problems can be repaired, but some require a complete roof replacement. Signs you should have your roof inspected include:
- Missing or damaged shingles
- Water stains on ceilings
- Roof leaks after storms
- Sagging roof sections
- Granules collecting in gutters
- Roof age of 15-25+ years (depending on the material)
A professional inspection can determine whether repairs are sufficient or if replacing the roof will save money in the long run. In Plano, hail and high winds often cause damage that isn’t visible from the ground. The inspection should include pictures from your home (geo location stamped)
Does homeowners insurance cover hail damage to my roof?
In many cases, yes. Most homeowners’ insurance policies cover sudden storm damage caused by hail or wind, but they typically do not cover damage caused by normal aging or lack of maintenance.
If your Plano home has experienced a severe storm, it’s a good idea to schedule a professional roof inspection before filing a claim. A roofing contractor like Ohh Hail can document the damage and help you understand whether an insurance claim may be appropriate.
How long does a roof replacement take?
Most residential roof replacements are completed within one to two days.
The exact timeline depends on factors such as:
- Size of the home
- Roofing material
- Weather conditions
- Roof complexity
- Any decking repairs that are needed
Before work begins, your roofing contractor should provide a project schedule and keep you informed throughout the installation process.
How long does a roof last in North Texas?
A roof in North Texas typically lasts between 15 and 30 years, depending on factors such as roofing material, installation quality, attic ventilation, ongoing maintenance, and exposure to the region’s challenging weather conditions. Standard asphalt shingle roofs generally have a lifespan of 15 to 25 years, while premium or impact-resistant shingles can last longer when properly maintained. Metal roofing and other high-end roofing systems often provide significantly greater longevity.
North Texas weather can be especially demanding on roofing systems. Hailstorms, high winds, severe thunderstorms, extreme summer heat, and frequent temperature fluctuations can accelerate aging and cause damage that may not be visible from the ground. Homeowners in Allen, Frisco, Plano, McKinney, and throughout the DFW Metroplex should consider scheduling a professional roof inspection after major storms and periodically as their roof ages.
Identifying damaged, worn, or deteriorating roofing materials early can help prevent minor issues from developing into costly leaks, structural damage, or extensive roof repairs. Storm-damaged shingles and other roofing components lose their ability to properly shed water and protect the home, which can significantly reduce the roof’s overall lifespan. When damage is present, timely repairs or replacement are essential to maintaining the roof’s performance and protecting the property.
How often should I have my roof inspected in North Texas?
Most roofing professionals recommend having your roof inspected:
- Once every year
- After major hailstorms
- After severe wind events
- Before buying or selling a home
Regular inspections can identify small issues before they become expensive repairs and help extend the life of your roof. A simple roof maintenance is part of making your roof last as long as it can.
What should I do if I see water spots on the ceiling?
If you notice water spots on the ceiling, you most likely have a roof leak. These are the action items:
- Move valuables away from the leak.
- Place a bucket or container under dripping water.
- If safe, take photos of the damage.
- Avoid climbing onto the roof during rain or storms.
- Contact a roofing professional as soon as possible.
Even a small leak can lead to insulation damage, mold growth, drywall deterioration, and structural issues if left untreated. On another note: if you have a leaking ceiling and it is NOT raining outside it can be your HVAC or water heater having issues.
Storm Damage in DFW Metroplex. When should you not file a claim with your insurance company?
Not every roof problem requires an insurance claim. If the damage is minor, below your deductible, or primarily the result of normal aging, wear and tear, or poor maintenance, filing a claim may not be appropriate. For example, a few aging or damaged shingles from normal deterioration may be better handled through a routine roof repair rather than an insurance claim. Before filing, it’s helpful to understand your deductible and determine whether the estimated repair cost is significant enough to involve your insurance company. Even most insurance companies will ask if you’ve had a roof inspection prior to filing a claim so you don’t errantly file a claim that won’t get approved.
For homeowners in Frisco and throughout the DFW Metroplex, a professional roof inspection after a severe hail or windstorm can help determine whether there is legitimate storm damage. A qualified roofing professional can document visible damage and help you understand your repair or replacement options. Keep in mind that insurance policies vary, and coverage depends on the specific policy and circumstances of the damage. When in doubt, review your policy and consider discussing the situation with your insurance professional before submitting a claim.